Rmd Taken Accurately, But Penalty Assessed Page Eight

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For 2025, since he was not required to withdraw from this or some other RMD-account, the proper determine to enter in response to “RMD due by Dec. 31, 2025” for this account, and any other RMD-account of his is $0. But your husband’s RMD was not due by 12/31, because it is just due/required by April 1. I’m not sure I agree with skelly11 ‘s recommendation to incorporate the RMD from your husband’s account (which just isn’t actually “required” until 4/1) as “RMD due by Dec. 31, 2025.” That may fit out if you have no different RMDs or your husband had different accounts and took RMDs from them, too. Did Not appear to be a good idea to attend and get two funds in a single yr in 2026 and enhance the income by that a lot which in turn can increase Medicare amounts!

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